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Banking Awareness

Private Sector Banks Logo and Slogan

There are two types of banks in India on the basis of ownership viz. Public Sector banks and Private Sector banks. We have covered these two categories in our post " Difference Between Nationalised, Public And Private Sector Bank " in detail. In this post, we will walk you through Private Sector Banks Logo and Slogan. Before that , let us give you … [Read more...] about Private Sector Banks Logo and Slogan

Important Banking Terms

If you want to make a career in any field it is important that you are aware of basic terminology and jargon of that area. So if you want to join the banking industry. it is pertinent that you have a understanding and familiarity with the commonly used banking terms. Knowledge of these banking terms will play a important role in your final … [Read more...] about Important Banking Terms

Payments Banks And Small Banks

Payments banks There is a need for transaction and savings account for the under served in the population.  The remittance (payments) has micro-economic benefit for both the recipient and also the area receiving it. But higher transaction cost diminishes the benefits. Hence, the answer is Payments Bank. Objectives The payments banks will deepen … [Read more...] about Payments Banks And Small Banks

Difference Between Nationalised, Public And Private Sector Bank

It is important to understand the difference between nationalised bank, public and private sector. This is one of the favourite topics of paper setters and interviewers in many banking exams and interviews. Let us take a look at some important points which will help you understand the basic differences among these. Difference Between Public … [Read more...] about Difference Between Nationalised, Public And Private Sector Bank

Guidelines For New Bank License

After the nationalization of the banks in 1969 and 1980s the banking sector has been completely under the control of government. From 1993 to 2001, the private banks that came into being were not sponsored by the bigger industrial/business houses. As a result they failed. The bias against the bigger industrial houses has continued in the reform era … [Read more...] about Guidelines For New Bank License

Non Performing Assets

Non Performing Assets or NPA are the bad debts of financial institutions or banks. Definition Non Performing Assets can be defined as: “Interest or installments or principal that remains outstanding or overdue for a period more than 180 days with respect to loan terms” Or, “Interest or installment or principal outstanding or overdue for … [Read more...] about Non Performing Assets

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